Features
Wallet, Budget, and Expenses
Make a budget and track all your expenses with our Wallet. Our mobile wallet also offers a complete insight into your daily and monthly expenses. Plan and execute your every financial move with a single feature.
Balance and Account Transactions
Keep an eye on your account balance with our feature that shows the total amount of money you have at a given time. We also help you keep complete track of transactions to and from your account.
Payment of Bills
One of the most important parts of every month’s budget is the payment of bills. With OCMB, you can pay all bills right from your mobile phone or tablet from anywhere anytime. Usually, a chequing account is used to pay bills,
Check Deposit
Now you don’t need to visit a bank branch to deposit a check. You can do it securely online using our mobile app from anywhere. Using the camera of your mobile phone or tablet, deposit your check in your account in a matter of seconds.
Push Notifications
OCMB offers push notifications to send you account alerts when your mobile app is not in use. With this feature, you can never miss out on any information and transaction details as we trigger a push notification on your preferred device.
Manage Cards
Manage your all debit cards with a single mobile app on your phone. You can deactivate and reactivate your card using our app. You can also request for reporting a stolen/lost card, a new PIN request, or a card replacement.
Bio Authentication
To make mobile banking safer for you, we have an option of bio authentication that serves as an additional security layer. Our developers have embedded advanced technology using AI to verify a user’s identity with bio modalities.
Expense Tracking
With our sophisticated online banking app, tracking expenses, monitoring your spending habits, and managing money are just like a breeze. We have automated the whole process for you. Now you don’t have to worry about recording
Cardless ATM Access
OCMB offers another secured and advanced technology where you don’t have to carry your debit or ATM card with you. Using our cardless ATM access feature, you can use our app to withdraw cash from a cardless ATM.
Access Other Partner Bank Products
This yet another interesting feature of Online Canadian Mobile Banking allows you to access certain banking products of our partner banks from our app. This feature may let you use different products from different partners.
Chatbots or Voice Assistants
To provide a frictionless yet secured banking experience to our customers, we have been using chatbots or voice assistants. Based on the latest AI technology, our ultramodern chatbots save your time and provide you with any information instantly without letting you wait for several minutes and sometimes hours.
Custom Alerts
OCMB allows you to set custom alerts according to your preference. You can set email, text, or mobile app notifications as per your convenience. It enables you to stay on top of your chequing or saving account activity.
Referral Program
OCMB has a great referral program for its customers. If you are our loyal customer, you can enjoy endless benefits with our referral program. Whenever you refer us to a new client, you increase your points that you can redeem in form of various prizes, paid features, and more.
Interac e-Transfer
Interac e-transfer is a feature that allows you to transfer funds to another account of your own or anyone else faster. Using this feature, the recipient receives the money within half an hour. It is a secured money transferring
PayPal Payment
PayPal is a popular online money transferring site that is used as a major payment gateway on various eCommerce stores. With OCMB, you can transfer any amount to your own or anyone else’s PayPal account directly from your app.
Prepaid Credit Card
A prepaid credit card is a premium feature for our valuable customers. It is an easy-to-use card that you can use anywhere and reload easily. These cards are a great help when you are trying to manage your finances and don’t want to spend over a certain limit.
Credit Build
If you have plans to apply for credit in the future, you need a good credit score. Even if you don’t, having a good credit score helps in various matters. We help you boost your credit score by helping you identify your problem areas and keeping a track of your progress.
Contacts
Our mobile banking app has a feature of contacts as well. Here, you can save a list of people with their account details. It could be someone to whom you make frequent transactions or details of an account that you might need in the future.
In-App Chat
OCMB strives hard to provide the best customer support to our clients. In-app chat is another feature that makes us serve our customers better. You can use this option for help regarding your balance, transferring funds,
Mass Mailing
With mass mailing, you can transfer funds to multiple recipients within minutes all over Canada. It is a secured payment process that you can use 24 hours and 7 days a week. It is a perfect feature for payroll, emergency relief, rebates, incentive programs, and much more.
